Last updated:
21st September 2026
Free independent debt advice
You can get free and impartial help
Independent organisations can help you understand your finances, prepare a budget, prioritise debts and consider your options.
Citizens Advice
- Website
- Phone: 0800 144 8848
National Debtline
- Website
- Phone: 0808 808 4000
StepChange Debt Charity
- Website
- Phone 0800 138 1111
MoneyHelper debt advice locator
- Website
- Phone 0800 011 3797
PayPlan
- Website
- Phone 0800 316 1833
Debt Advice Foundation
- Website
- Phone: 0800 043 4050